Jack Laurent | Senior Loan Officer
I’ve been a part of the CERTUS family for a long time. I closed my first mortgage in 1998 and I’ve continued delivering excellent service as the industry has gone through turbulent times in the past, and as it now enjoys low interest rates and stable underwriting rules.
I’ve spent half my time in the mortgage industry in management, as a branch manager and as a regional manager. While this time in management means I wasn’t dealing directly with the customer (my favorite part of the job), it provided a great education… because the only loans that end up on the manager’s desk are the loans that are in trouble.
The two lenders I primarily used laughed at a $300,000 purchase deal I presented them. The borrower was then referred to Jack Laurent, who called me and told me of a loophole in FHA lending that would let him get the loan done. The deal closed less than thirty days later. Feel free to call me for a reference on Jack. He worked a miracle” Steve Shoemaker – Re/Max Unlimited 720-532-6565
Several months ago I was lucky enough to join Movement Mortgage. Movement Mortgage has been the fastest growing mortgage banker in the country four years in a row. Founded in 2008, the company is already #10 in the U.S. in purchase loan originations.
What’s produced this amazing growth? The company was founded by two real estate investors who got tired of purchases always blowing up at the end of the process and usually due to the mortgage process.
So Movement Mortgage re-engineered the process…
The idea is to fully underwrite the borrower BEFORE they go house hunting.
Not just a quick glance or a couple minute pre-qualification, but fully underwrite the borrower with a “To Be Determined” address. This is a cost that virtually no other lender is willing to incur because they think they’re wasting underwriting time and money on a person that isn’t serious.
The way we look at it, we’re saving everyone time by doing the underwriting up front. The buyer won’t fall in love with a house they can’t buy and Realtors know a Movement Mortgage approval means the deal will almost certainly close.
I’ve been using Movement Mortgage for most of my lending needs for several years. The closing docs are usually at the title company well before closing date, so I’m able to focus on new clients. Movement seems to have figured out how reverse the mortgage process to make it more efficient and user friendly.” Jeff Lovato – Keller Williams – Denver Southeast
This is why Movement Mortgage is growing so fast. Realtors love working with us because they know they aren’t wasting time working with a buyer who won’t qualify, and buyer’s know how much house they qualify for and can feel confident the purchase will go through once they find their dream house.
I also love working with employees that make a difference in the company and in the community. Movement Mortgage has an internal fund to help employees’ families in crisis. 70% of the employees donate to the “Love Works Fund” and the company matches those donations dollar for dollar. As a result, Movement Mortgage is able to donate $10,000 each month to a worthy charity in one of the many markets we serve.
If you’re working with another lender and have some questions, or if the process isn’t going as smoothly as you expected, give me a call. I’m happy to give free advice with absolutely no sales pitch.
Below is a link from the Fannie Mae website about the way Movement Mortgage has revolutionized the mortgage process and how we try to be good corporate citizens as well.
Thank you to Sabrina and the entire CERTUS family!
Jack Laurent | Senior Loan Officer
2821 S Parker Rd, Suite 2-1005
Aurora, CO 80014
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